You're pre-approved!¹
Simply Visa® Acceptance
Thank you for replying to your pre-approved credit card offer from BCU.
Thank you for replying to your pre-approved credit card offer from BCU.
Enjoy savings and convenience with the Simply Visa® Credit Card!
This is a soft inquiry that won't impact your credit score†.
†To show the rates and offers you may qualify for, we run a soft credit inquiry, which does not impact your credit score. If you decide to proceed with a selected product and submit your application, we’ll then obtain your full credit report. This results in a hard inquiry, which may affect your credit score.
1Before we approve you for a credit card account, we will review your credit and the information you provide with your application to confirm that you continue to meet the predetermined criteria for this offer. Based on this review, you may receive a Visa Platinum card or you may not receive a card. If approved for a Visa Platinum card, your credit line will be at least $500.
2APR = Annual Percentage Rate. Rates subject to change. Rates accurate as of 6/1/2026. Offer available on new accounts only. Existing accounts are not eligible. Offer subject to credit approval. If you qualify, all purchases and balance transfers posted to your account during the first 545 days after the account open date, up to your available credit limit, will receive a promotional 0% APR. At day 546, the APR for any remaining promotional balances will increase to the standard APR for purchases and balance transfers, and all subsequent purchases and balance transfers will receive the standard APR for purchases and balance transfers. Balance Transfers may not be used to pay off or pay down any amount you owe to the Credit Union. All existing payment terms apply. There is a transaction fee of 3% of the amount of each balance transfer during the first 18 months.
3The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 5.25% and 14.65% based on your credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The maximum APR is 18.00%.
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