Financing Your First Car
Check out this comprehensive guide to buying a car and hit the road with confidence.
Buying your first car is exciting. At BCU, we make the process simple and stress-free with affordable auto loan rates, flexible terms, and expert guidance every step of the way. Whether you’re looking for a new or used vehicle, our personalized financing solutions help you get behind the wheel faster — without breaking your budget.
Unlike a bank, the Credit Union is a not-for-profit organization, dedicated to empowering your discovery of financial freedom. That’s why you’ll find better rates, fewer fees (and no fees when possible), higher earnings, and more innovative products and services than you’d get at other financial institutions.
BCU is one of the nation's Top 100 credit unions, serving over 360,000 members in the United States and Puerto Rico. You’re just moments away from a better way to bank. Join today!
See if you’re pre-qualified for an Auto Loan.
Check your rate before applying.†

as low as
APR²
For new cars
Already purchased a car? We’ll help lower your payment and save.
Do you plan to buy new or used?
How is your credit?
What loan term length are you interested in (months)?
Additional discounts that may apply:
Estimated monthly payment
Informational purposes only. Actual terms may vary.1 Auto Buying Service discount option applies to U.S. residents only.
Our optional Extended Auto Coverage plans offer comprehensive protection — often at a better price than the dealership. Choose the coverage you need, purchase it separately, or roll it into your vehicle financing for added convenience.